Current Rates

Custom Financing To Meet Individual Needs

“Act Now While Interest Rates are Low”

Call John at (650) 533-7238

Email: donahuejohn@msn.com

DRE #00577514

Conforming balance to $417,000


• 30 year Fixed Rate starting at 4.5%

• 5/1 Adjustable Rate starting at 3.375%

• 7/1 Adjustable Rate starting at 3.625%

Super Conforming/High Balance balance to $729,750

• 30 year Fixed Rate starting at 4.75%

• 5/1 Adjustable Rate starting at 3.75%

• 7/1 Adjustable Rate starting at 3.875%
Additional Information

• Jumbo financing available up to $1.5M between 5.375%-6%

• Interest only products available at slightly higher rates

• Possible adjustments to above financing depending on Borrower’s credit score, amount of cash-out, location, LTV, DTI, impounds, & lock status

• Commercial Financing also available upon request
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Revolutionary New Adjustable Conforming, High-Balance, Jumbo Financing


Qualifications

1. Owner Occupied Only

2. 720 minimum credit score for financing up to $1,500,000

3. Minimum credit score of 740 for financing up to $2,500,000

4. DTI Maximum 45%, Full Doc required (refi or purchase)

Terms

1. Minimum start rate 3.5%/ Qualifying rate 2% above note rate

2. Index-1 Month Libor/ Margin (Choice of 2.75, 3.00, & 3.25)

3. Lifetime CAP-6% above note rate

4. LTV ratio-75% up to $1.5 million & 65% to $2.5 million

5. Payments-Interest only for 10 years and amortized over years 11-30

6. Financing not rate driven; Income driven with accelerated payoff in approximately 10-20 years (sometimes less depending on Borrower’s passive income)

7. Built-in Equity Line for entire 30 year term with no additional costs

*Above terms and qualifications are not guaranteed and are subject to ever-changing underwriting criteria and the loan being locked